Spray individual 8 oz. ramekins with nonstick cooking spray. Place ramekins on a large baking sheets. Ramekins will puff up and bubble over a little while baking so definitely bake on a baking sheet.

In large bowl, lightly whisk together eggs, half and half, milk, sugar, cinnamon and vanilla. Add the cubed bread stir to coat. Fold in the raisins. Divide among the ramekin dishes. Press down lightly with a spatula. Cover ramekins with foil and refrigerate overnight.

Preheat oven to 350 degrees. Spread topping over the bread mixture in each ramekin and bake for 40 minutes or until puffy and golden brown. Check at 30-35 minutes and if browning too quickly tent with foil. Remove from oven and let cool a bit. Serve with extra maple syrup if desired.